Holiday Insurance

We have arranged a special travel insurance through the United Kingdom branch of Union Reiseversicherung AG. A summary of the cover is shown below. Full details of the policy, showing terms, conditions and exclusions are available on request. A copy of the policy will be sent to you with your booking confirmation. Our policy provides the following cover (for each insured person):
A.   Cancellation	up to £3,000
B1. Departure delay        Abandonment after 24 hours        Missed departure	£20 after 12 hours delay £20 after each subsequent 12 hour delay (max £100) up to £3,000 up to £1,000
B2. Personal possessions	up to £1,500	maximum per item: £250	total of valuables: £250
Delayed possessions	up to £100 if your possessions are delayed by more than 12 hours from arrival at your resort
B3. Personal money	up to £500	cash limit: £200
B4. Emergency medical expenses        Hospital benefit	up to £5,000,000 (includes 24 hour emergency assistance) £20 for each full day you are in a state hospital, up to maximum of £1,000
B5. Curtailment (cutting short your trip)	unused proportion of holiday up to a maximum of £3,000
B6. Personal liability	up to £2,000,000
B7. Personal accident	Death: £10,000	Loss of Limbs: £15,000	Permanent total disablement: £15,000
B8. Legal advice & expenses	up to £25,000
Policy excess: An excess is the amount you have to pay towards a claim. All excesses are payable by each insured person for each incident giving rise to a separate claim. You will have to pay the first: £100 - for every Emergency medical expense claim (except when you use a European Health Insurance Card, when the excess will be Nil). £65 for any claim for Cancellation (£25 for loss of deposit only), Delay abandonment, Curtailment, Personal possessions, Personal money or Personal liability (the excess under Personal liability is increased to £250 in respect of damage to holiday accommodation). £65 - for any claim for Personal possessions, Personal money or Personal liability (the excess under Personal liability is increased to £250 when the cause is damage to your holiday accommodation). Note: The policy excess may be increased under the Emergency medical expenses, Cancellation and Curtailment Sections following your contact with the Medical Helpline to report any preexisting medical conditions. Any special terms will be confirmed to you in writing.
Premiums (including Insurance Premium Tax) Persons aged 64 years or under Persons aged 65 – 74 years
Up to 9 days £25.00 £40.00
Up to 17 days £32.00 £49.00
Up to 23 days £38.00 £65.00
Up to 31 days £42.00 £70.00
Maximum age of insured persons is 74.